# A Story About a Girl at a Bowling Alley
My friend's daughter got a job at a bowling alley earning minimum wage. She could spend $500 to get a weekend certification to become a phlebotomist, which would triple her earning capacity to $25/hour. She had three options:
1. wait 8 weeks to save up the money
2. borrow the money from her parents and pay it back the next week
3. save to put $500 in the S&P 500, earning $2.50/year.
Option #3 is pathetic, & option #2 is seven weeks ahead of option #1.
Many people are in this girl's position and should not be thinking about investing but instead increasing their earning potential.
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